Finance Solutions

HIRE PURCHASE
• Spread capital cost over 1-7 years (pay monthly,
quarterly, semi annually, annually)
• Full ownership on final payment
• Maintain a healthy cashflow
• VAT paid upfront, deferred, or financed in full over the respective term
• Claim tax relief via annual capital allowances
• Agreed fixed repayments facilitates budgeting
• Customer is responsible for the maintenance and insurance of the equipment

FINANCE LEASE
• Spread capital cost over 1-7 years (pay monthly,
quarterly, semi-annually, annually)
• Option to sell or lease at the end of the term
• Maintain a healthy cashflow
• No deposit required; VAT payable on each lease payment
• Payments are tax deductible
• Agreed fixed repayments facilitates budgeting
• Customer is responsible for the maintenance and insurance of the equipment

OPERATING LEASE/ CONTRACT HIRE
• Pay fixed rentals (monthly, quarterly, semi-annually, annually) over 1-7 years
• Lower payments than with HP or FL, never repay full asset value over term
• No deposit required; VAT payable on each lease payment
• Allows you to develop a structured equipment
replacement cycle, ensuring you can benefit earlier from the latest technology
• Operating Lease – Customer is responsible for the maintenance and insurance of the equipment
• Contract Hire – Service package is included, customer is responsible for insurance of the equipment

Get in touch with our friendly and knowledgeable sales team to discuss a finance solution to suit you.